Bloomfield Township basement risk at a glance
| Basement Risk Index | 37 / 100 (ELEVATED) |
| Metro rank | #61 of 116 |
| Homes built before 1960 | 28% |
| Peak building era | 1960s (28% of homes) |
| Median year built | 1968 |
| Median home value | $604,800 |
| Median household income | $162,788 |
| Owner-occupied | 88% |
| Neighborhoods analyzed | 11 |
Bloomfield Township's score is modeled from U.S. Census housing data; no municipal flood records are integrated yet. The Basement Risk Index is built from U.S. Census housing data and documented flood records. See our full methodology.
When Bloomfield Township was built
The housing stock in Bloomfield Township peaked in the 1960s, when about 28% of today's homes were built. In total, 28% of Bloomfield Township homes predate 1960. That matters because basements built before the 1960s typically lack the sump pumps, perimeter drain tile, and backwater valves that became standard later, leaving many on their original, aging clay drain tiles.
How basement risk varies inside Bloomfield Township
We score 11 individual neighborhoods inside Bloomfield Township. Of those, 1 fall in the high or very high band, 2 are elevated, and 8 are moderate or lower. Risk is rarely uniform across a city, so the most useful number is the one for your own block.
What this means for Bloomfield Township homeowners
Bloomfield Township sits above the lighter end of the scale. The averages hide block-to-block variation, so the most useful step is finding out where your specific home stands.
Why Bloomfield Township homes face basement risk
Basement flooding in Bloomfield Township is mostly a function of housing age and soil. Older homes were built with clay drain tiles that crack and clog over decades, and the dense clay across southeast Michigan holds water against foundations rather than letting it drain. Part of Bloomfield Township sits on combined sewers or drains to a combined-overflow district, so on those blocks sewer backup, not just wall seepage, is the failure mode to plan for first.
How Bloomfield Township compares
Bloomfield Township's Index of 37 matches the metro Detroit median of 37. It ranks #61 of 116 communities region-wide.
Does insurance cover it?
Often not. Standard Michigan homeowners policies commonly exclude sewer backup and groundwater unless you carry a specific endorsement. Before the next storm, it is worth reading our guide on whether insurance covers basement flooding in Michigan and checking your declarations page.
What to do about it
- Compare your block on the metro map to see how your specific area compares within the community.
- Walk the basement after the next hard rain for dampness, white mineral lines, or a musty smell.
- Extend downspouts and check grading so water flows away from the foundation. More on keeping a basement dry.
Hiring in Bloomfield Township?
We keep public-record profiles of metro Detroit basement waterproofing contractors, drawn from their own listings and Michigan licensing records. No ratings and no pay-to-play, just the record. Browse the contractor records →
See Bloomfield Township on the full metro Detroit Basement Risk Index map →